Financial Advice

Financial Advice

Financial Advice & Support Saunders & Chorley Funeral Directors

Navigating the financial aspects of bereavement can be overwhelming, especially when you are coping with the loss of a loved one. At Saunders & Chorley Funeral Directors, we understand that the financial concerns following a death should not add to the emotional strain. We are here to help guide you through the various financial assistance options available, providing you with clarity and support during this difficult time.

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1. Bereavement Support Payment

This government benefit helps those who have lost a spouse or civil partner. The payment consists of a lump sum followed by monthly payments.

  • Eligibility: You must be under State Pension age, and your partner must have paid National Insurance contributions for at least 25 weeks.

  • How to apply:

2. Funeral Expenses Payment

If you are on a low income or claiming certain benefits, you may be eligible for help towards funeral costs. This includes cremation/burial fees, certificates, and travel expenses.

  • Eligibility: You must be responsible for funeral costs and receiving qualifying benefits, such as Universal Credit or Income Support.

  • How to apply:

Funeral Expenses Payment

Funeral Expenses Payment (FEP) Application Forms

Adult Claim Form (SF200 Adult)
Use this form if you're claiming for an adult funeral in England or Wales.
Download SF200 Adult Form PDF

Child Claim Form (SF200 Child)
Use this form if you're claiming for a child's funeral in England or Wales.
Download SF200 Child Form (PDF)

 

Guidance Notes for Completing the Forms

Adult Claim Form Guidance Notes
These notes provide detailed instructions to help you complete the SF200 Adult form.
Download Adult Guidance Notes PDF

Child Claim Form Guidance Notes
These notes offer guidance for completing the SF200 Child form.
Download Child Guidance Notes (PDF)

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3. Pension Credit Bereavement Support

If you or your partner were receiving Pension Credit, you may be eligible for additional financial support after a death.

Pension Service Helpline

4. Charitable & Free Advice Services

Several organisations provide support for bereavement and financial assistance. Below are some of the trusted resources:

Turn2us

Grants and benefits advice

StepChange Debt Charity

Free debt and budgeting advice

MoneyHelper

Free, impartial advice for financial management during bereavement

National Bereavement Service

Guidance on legal, financial, and practical matters

5. Bereavement Charities Offering Financial Guidance

Several charities also offer support with emotional and financial matters after a death:

Cruse Bereavement Support

Emotional and financial guidance

Winston’s Wish

Support for grieving children and young people

Marie Curie

Advice for those dealing with terminal illness and bereavement

6. Citizens Advice Bureau (CAB)

Free, confidential advice on financial, legal, and practical matters. They can help you navigate through the financial and legal aspects of bereavement.

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Local Authority Support

7. Local Authority Support

Your local council may also offer help with funeral costs or emergency grants.

We’re Here to Help

Navigating the financial side of bereavement can be challenging, but you’re not alone. The team at Saunders & Chorley Funeral Directors is here to support you through the process and offer guidance on all aspects of funeral costs and financial assistance.

If you need help understanding your options, please don’t hesitate to contact us for advice and support.

01229 440572
info@saundersandchorleyfunerals.com